We don't have an HDHP option with the government, but if it came up I would go for it. I think that is the way healthcare is headed. It will put money back in consumers pockets and make them the decision maker when paying for health care costs...well to some degree. Power to the people!!
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Open enrollment time, considering HDHP
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Depends, DH covers the two of us for $80/month PPO plan. HDHP isn't even offered. And it'd have to be dirt cheap to beat what we have. We don't even get close to our $1k deductible. We spend $1200/year in a FSA on contacts, chiropractor, birth control. And our coverage is ridiculous. Scrips are $10, office visits $10, etc.
Granted it's worse than what we had 3 years ago where everything was free including DH's portion of the premium, but for now it's fine.
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