How many credit cards do you own...

[Koppur]

I have 2. One MC that I need to pay of asap and one store CC. The store CC is ok, since it is, literally, one of only 2 places where I buy clothes. I just want the bic CC debt of the MC gone.

At one point I was in an abusive relationship and through his "persuasion" opened 18 CCs and maxed the all out on stuff for him.

Dumb Dumb Dumb.

[finsub]

2

2 active - 1 personal and 1 business

[Pitman]

2 cards.

One paid off
One about four months from being paid off.

[Scanner]

2 cards

1 Business - Citibank Driver's Edge Visa - gives you points towards a new car. I have about $600.

1 Personal - Chase Disney Rewards Visa - gives you points towards Disney Vacations. I have about $60.00 (just opened it - I did ask for a credit increase from $3000 to $5500 since I bought my hardwood floor on it and got withinn $18 of my credit limit - I pay it off every month).

My wife has a Macy's card and a Kohl's card for business clothes so that's 4 cards our household has. I guess she got those cards because of a discount for opening them up.

[pennrj430]

I have 2 credit cards. They are both Mastercards. 1 I only use a few times a year to keep it active, but always keep it at a 0 balance. The other I use more often (a Lot less often then I used to use it in the past). I, for the most part, pay it off in full every month. I try to use cash for as much as I possible. I used to use a debit card, but had 2 Major incidents with it, so I traded it in for an old fashion ATM card. I'll never use a debit card again after that.

[fatcatz]

Too many

I couldn't even tell you. I still have cards in my former name, cards in my married name, DH has his previous cards and now we have a few joint cards too. And that's not including debit cards.

Sounds like a good new year resolution: close some accounts.

None have a balance. I'm somebody who gets a store card to "save 15% on todays purchase" then I pay it and never use the card again. They just accumulate.

We only each use a debit card and once in awhile a credit card.

[Coleroo]

lol...fatcatz... that was our new years resolution last year - consolidate our accounts. it felt good once we did!

we now have one very high limit credit card (unused!), one unused discover card, and one visa card with our remaining final credit card balance on it - at 0% interest. we dont use them anymore. we also consolidated our banking - we have one main "bill" checking account, one personal (mine) and one savings account. my hubby prefers his spending money in cash, and we use one debit card (from our main checking) only when we're together.

[Coleroo]

oh - i use to (erroneously!) think (back when i was first starting out with credit) that one should have every different type of card available (visa, MC, Amex, Disc) and that it was a status symbol to have platinum..or gold.. etc. what a bunch of marketing hogwash! my life is better off without them.

[marsel]

I HAVE 7 CREDIT CARDS!!! THATS THE DOWNSIDE FOR OWNING A CREDIT CARD OFFERS WEBSITE!

[Russ G]

One for business and two personal ones - one of which I reduced the credit limit on for extra security with online shopping. ( I know you're generally covered against fraud but it makes me feel happier)

I always pay them off in full every month except if I've used them for a BIG spend like booking a holiday.

[accounting]

more than 10 credit cards is not good for credit score I think.

[Stuartthomas]

i have 3 .....and now stick to their minimal use...

[savana]

I dont have any credit cards yet, but I will get one soon for my personal usage. I will get visa very soon as sometime I need to buy some more and for that I have think twice but, when I will have credit card I dont need to think and I can pay in time and will not go beyond the limit.