First off I truly enjoy reading all posts on financial advice, now I could use some.....I'm Married with a stay at home wife with 2 young boys, Annual salary of @80K in my mid 30s. I have @250K in 401, 20K in Roth (mostly CD's around 5.25%) and 15K in saving account for Emergency Fund. I also have 72K in a high yield at only 2.35%!!!! I have no CC bal. just a mortgage and car payment. I was thinking of keeping only 5K in the EF and transferring @80K into something??
?? I have no need for the 80K in the near future... What would you do??? Thanks in advance for any replies


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