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Where to invest for taxable retirement savings?

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    #16
    I like total market funds or etfs for taxable accounts, especially foreign stocks. If you own these in a taxable account, you get to take a tax credit for the foreign taxes they pay (you lose the credit if you own them in tax-advantaged accounts). If you are going to own foreign stocks, your taxable account is where you want to do it.

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      #17
      Originally posted by disneysteve View Post
      We are no longer eligible to contribute to our Roths. We've always maxed them, so $13,000/year since we're both over 50. I still want to be putting that money away but I'll need to do it in a taxable account. I'm already maxing out my 401k. And I don't want to do a backdoor Roth.

      What investment(s) would you use in that situation? I'm thinking of going with ETFs since they are more tax-efficient than mutual funds and many can be purchased commission-free today.

      Any other suggestions? No, I don't want to invest in real estate.
      How about a time share?
      How can you have any pudding if you don't eat your meat?

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