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Are dividends from ROTH IRA investments taxable ?

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  • Are dividends from ROTH IRA investments taxable ?

    At age 59-and-a-1/2, when we can start accessing our ROTH investments, would those dividends become taxable ??

  • #2
    nope. that's why people like to put tax disadvantaged investments in roths. like corp bonds, high div paying funds, etc.

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    • #3
      I recently found out they are also non taxable for HSA (health savings accounts) for those that are interested.

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      • #4
        Originally posted by amarowsky View Post
        I recently found out they are also non taxable for HSA (health savings accounts) for those that are interested.
        I too read up on it this morning. No dividends yet (not enough in the account yet but hopefully by year end.
        Don't torture yourself, thats what I'm here for.

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        • #5
          A Roth IRA is funded with taxed earnings. Earnings and growth in the Roth are not taxed, as long as the account has been funded for at least 5 years. You can begin withdrawing tax-free at age 59 1/2 years.

          There are a few exceptions such as withdrawal before age 59 1/2 or using funds to buy a first home, medical expenses, and such.

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          • #6
            So as long as the stocks are head in a Roth, there's no taxes on dividends ?! Wow !!!!

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            • #7
              An investment that requires a K1 will be taxed even if im a Roth if it pays out enough distributions. That's the only exception that I know of
              Brian

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              • #8
                Originally posted by bjl584 View Post
                An investment that requires a K1 will be taxed even if im a Roth if it pays out enough distributions. That's the only exception that I know of
                Sorry what is a K1 ?!

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                • #9
                  Originally posted by Beginning View Post
                  Sorry what is a K1 ?!
                  An annual form showing a stockholder or partner's share of income from an S Corporation or a partnership, so that their share can be reported on their income tax return.

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