Originally posted by kork13
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Heck, my 17yo maxed out a ROTH IRA this year. Too many unknowns this year and could use the tax shelter re: financial aid. As college plans start to shake out, I can see having a more firm plan for income/cash and not wanting to max out through college years. But during a complete "heck if I know" year, it was a no-brainer just to go the most efficient route. ROTHs are perfect for when you don't have a crystal ball.
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