Lol, ok... Well Im gonna throw my hat in here and suggest peer lending. I am making around 11% return via lending club and around 15% at Prosper. (although most dont do this well) Takes a little time to setup automated investing tools but after that, its set and (mostly) forget. The hard part is getting a large amount of funds invested, that takes time.
Oh and I should also add that both accounts are not 100% seasoned so those numbers will drop a bit, but Im pretty happy with the returns. Also consider that gains are taxed as regular income, unless you utilize a Roth account, but then contributions are limited.
Oh and I should also add that both accounts are not 100% seasoned so those numbers will drop a bit, but Im pretty happy with the returns. Also consider that gains are taxed as regular income, unless you utilize a Roth account, but then contributions are limited.
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