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  • investment in land?

    what are the best things in which we can invest our money. Investment in land, gold??

  • #2
    i love income real estate, my re holdings are going gangbusters. since 2009 i have picked up 325K in equity plus another $180K in rents. i have a friend that has bought into re more aggressive than i have and he is doing great too, he also has farm land that he leases out to an alfalfa farmer
    retired in 2009 at the age of 39 with less than 300K total net worth

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    • #3
      My stock market investments have gone gangbusters since 2009, up well over 100%. I don't have to worry about evicting anyone either

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      • #4
        well...... i dont have to worry about insider trading or market manipulation, your asset is paper mine is a tangible asset, yours may pay a dividend, mine does as well in rents.

        i have not looked at my properties in over 8 months, i have a manager that gets 8% of the rents, had a vacancy a couple months ago with no stress

        im not slamming the stock market, that is where i gained my footing but now im out and everything i own is tangible
        retired in 2009 at the age of 39 with less than 300K total net worth

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        • #5
          Certainly nothing bad could ever happen to real estate investments.

          Oh wait, there was that little down turn a few years back but that could never happen again. (insert sarcasm smily here)

          Investing in real estate is fine. It can be a part of a well-diversified portfolio. That's really the key. Putting all of your eggs in one basket is never a good investment plan no matter what that basket happens to be. All stocks, all bonds, all real estate, all gold, doesn't matter. The way to moderate risk is to build a diversified portfolio including multiple asset classes. I hold investments in individual stocks, mutual funds, bonds, real estate, precious metals, etc. I don't think there is one "best" investment.
          Steve

          * Despite the high cost of living, it remains very popular.
          * Why should I pay for my daughter's education when she already knows everything?
          * There are no shortcuts to anywhere worth going.

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          • #6
            Originally posted by 97guns View Post
            well...... i dont have to worry about insider trading or market manipulation, your asset is paper mine is a tangible asset, yours may pay a dividend, mine does as well in rents.

            i have not looked at my properties in over 8 months, i have a manager that gets 8% of the rents, had a vacancy a couple months ago with no stress

            im not slamming the stock market, that is where i gained my footing but now im out and everything i own is tangible
            My stock is no more a paper asset than your real estate. You have a contract called a deed which claims you own something. I have a contract called a stock certificate which claims I own something. Boeing has a huge amount of land and buildings, as do many other stocks.

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            • #7
              Originally posted by reliablefinancers View Post
              what are the best things in which we can invest our money. Investment in land, gold??
              seek knowledge, not answers
              personal finance

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              • #8
                Originally posted by 97guns View Post
                well...... i dont have to worry about insider trading or market manipulation, your asset is paper mine is a tangible asset, yours may pay a dividend, mine does as well in rents.

                i have not looked at my properties in over 8 months, i have a manager that gets 8% of the rents, had a vacancy a couple months ago with no stress

                im not slamming the stock market, that is where i gained my footing but now im out and everything i own is tangible
                Your equity is not tangible. It can double tomorrow, or it can be gone. Your income stream is not tangible. The economy in your area could crash and your rental income could all but disappear. Just ask property owners in Detroit how tangible their income stream was.

                I'm not slamming real estate, but you're kidding yourself if you think everything you own is tangible.

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                • #9
                  Another thing that could happen with real estate ownership is a dramatic rise in real estate tax. But this is very unlikely as local governments are very well funded and don't have many pension problems.

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                  • #10
                    ok, i'll keep kidding myself while you guys report for work in the morning
                    retired in 2009 at the age of 39 with less than 300K total net worth

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                    • #11
                      I also think the key thing is diversity. Even though someone might be able to live off of rents and real estate increases since the 2009 lows, that does not mean those markets will be the best in the future. I could easily live off of our stock market investment returns since 2009...heck, just this year I have made over $70,000 in our taxable account which is 2x our current yearly expenses. This does not make me want to go 100% stocks and quit my day job.

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                      • #12
                        Originally posted by reliablefinancers View Post
                        what are the best things in which we can invest our money. Investment in land, gold??
                        Someone will always say one or the other but what it really comes down to is that you need to invest in assets that are undervalued, if you are looking to take on the risk of losing some of your principal investment. I will shortly have an article up that I can refer you to, but I cannot insert links at this time. For a novice investor I would say neither are a good investment for you have to know what is going on in the markets at all times, if you are doing it yourself.

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                        • #13
                          Land can be quite speculative since it has such a long time horizon and can be subject to so many factors regarding location preferences, placement of roads (now and in the future), eminent domain, proximity to high traffic (or low traffic) areas, as well as the desired exit strategy (commercial, residential, etc.), etc. Plus carrying costs can eat away at profits (interest, taxes, legal fees as needed) given long time horizons of 10, 20, 30+ years.

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                          • #14
                            Originally posted by rowan147
                            Which makes a better investment option – land or Gold? Is this the question on your mind? Experts believe that vacant land which is well-secured has the greatest potential to appreciate. To guard your land, you must protect it by ensuring that it is clearly titled by an established property lawyer and you should fence your land as well.
                            It would probably be helpful if you mentioned which experts, as that would give readers the opportunity to Google the experts and read the advice for themselves.

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                            • #15
                              Originally posted by Natalia Smith
                              I think real estate is best and lucrative investment. One will never regret after investing in it.
                              You must have been asleep during the entire meltdown of the real estate market, the millions and millions of foreclosures, and the millions of home owners who are still underwater on their mortgages. I think I could find or two folks who regret investing in real estate.
                              Steve

                              * Despite the high cost of living, it remains very popular.
                              * Why should I pay for my daughter's education when she already knows everything?
                              * There are no shortcuts to anywhere worth going.

                              Comment

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