Hi, I’m 30 years old. I am currently a resident doctor and I’m going into Cardiology fellowship. So it will take me another 4 years to start making some real money. As of now, I have maximized my Roth IRA for the year, my employer offer the 457 plan (unfortunately there is no matching there), and I’m on track to maximize the contribution there as well. Additionally, I have a personal brokage account with have some money in there as well. With my work load, I don’t have time to follow the market, so I have been reading about lazy portfolio, and I have decided to use Vanguard ETF for my investment. I plan to rebalance my portfolio every 6 months. I plan to retire around 60-65ish. Here are my allocations and the ETFs.
+ Bond BND 20%
+Stock
-US Large Cap VOO 16%
Large Cap Value VTV 16%
Small Cap VB 16%
-International VXUS 16%
-Reit VNQ 16%
Do you think this portfolio is adequate or right for my age? I want to accumulate as much as possible up to age 45, then probably taper down then. What do you think, any suggestion would be appreciated.
Thanks
+ Bond BND 20%
+Stock
-US Large Cap VOO 16%
Large Cap Value VTV 16%
Small Cap VB 16%
-International VXUS 16%
-Reit VNQ 16%
Do you think this portfolio is adequate or right for my age? I want to accumulate as much as possible up to age 45, then probably taper down then. What do you think, any suggestion would be appreciated.
Thanks
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