ING Direct vs Emigrant Direct Bank

[sweeps]

Re: ING Direct vs Emigrant Direct Bank

My personal feeling is that Paypal is reasonably safe. Not as safe as an FDIC-insured account of course, but safe.

I think most Paypal problems are related to eBay issues, not purely Paypal issues. I'm encouraged by the fact that Paypal actually answers the phone and attempts to address problems. eBay customer service, on the other hand, is horrible and deserves a big fat F.

[jmjj215]

Re: ING Direct vs Emigrant Direct Bank

I agree w/ you Sweeps. I've never ever had one problem - and only had one reversal out of a whole slew of transactions. And the rate's up to 4.25%.

[genchan]

Re: ING Direct vs Emigrant Direct Bank

I had my paypal account frozen once. It was the biggest nightmare ever!

[jmjj215]

Re: ING Direct vs Emigrant Direct Bank

I had my paypal account frozen once. It was the biggest nightmare ever!

Why was it frozen?

[yellow tree]

Re: ING Direct vs Emigrant Direct Bank

hello,

Im so glad i found this website. There are so much valuable information on here.
But I was wondering if you guys know how to get that $25 bonus on HSBC direct. When i click on the link to their website, they are asking for a promo code for that bonus. Does anyone know what the deal with that is?

Thanks a lot

[sweeps]

Re: ING Direct vs Emigrant Direct Bank

Promo code is START.

[yellow tree]

Re: ING Direct vs Emigrant Direct Bank

Sweepsplayer,

thanks a lot

[CJsoccerchic]

Re: ING Direct vs Emigrant Direct Bank

Ack, ING only went up to 3.8?!?! Wow, the things that happen when I am unable to get to a computer for a while...

[CJsoccerchic]

Re: ING Direct vs Emigrant Direct Bank

hey there about the credit cards. Although I think that having a credit card is a good way to go. My husband disagrees. So even if we were to get a credit card, the limit probably wouldn't be enough to cover the both of us flying... Fur grand is a lot to load up on a credit card if you know what I mean. And I think that when you first get a card, they start you low, like five hundred. Just my thoughts..

[CJsoccerchic]

Re: ING Direct vs Emigrant Direct Bank

Sorry "Fur" is meant to be "FOUR" Sorry......

[weiwentg]

Re: ING Direct vs Emigrant Direct Bank

speaking of credit cards, has anyone heard from Emigrantdirect about the rebate credit card they promised?

[fratkid21]

Re: ING Direct vs Emigrant Direct Bank

A couple of thoughts....

1. Paypay is not safe or secure... I have had my account shut down on me in the past, I do not trust them.

2. I have both ING and ED, and never got any bonuses from either one.

3. I did just open and HSBC. they are at 4.25, lets see how that goes. The saving grace for me is that there is an ATM and branch location near me, if I need emergency Cash!

Has anyone explored GMAC bank... a few people have thrown this around in the threads in the past, but I havent heard any positive feedback?

thanks

[jmjj215]

Re: ING Direct vs Emigrant Direct Bank

1. Paypay is not safe or secure... I have had my account shut down on me in the past, I do not trust them.

You're the second or third to make this statement. Why was it frozen (shut down)? Please do explain.

[terry1156]

Re: ING Direct vs Emigrant Direct Bank

2. I have both ING and ED, and never got any bonuses from either one.

You had to get the bonuses upon sign up. You can get a $25 bonus for signing up with HSBC too.

[fratkid21]

Re: ING Direct vs Emigrant Direct Bank

As far as the paypal, that was a few years back, and i honestly cannot remember the details, i just remember being frustrated... will never do large transactions wit h them....

I did open HSBC and I did not get a $25 offer or bonus from them either, should I contact customer service? And demand it?

thanks