ING Direct vs Emigrant Direct Bank

[okaythen]

Re: ING Direct vs Emigrant Direct Bank

ok I transfered money from ING to my checking account...it shows pending in my checking account....can I go ahead and transfer money from checking to ED or should I wait until it's actually in the account? I think it takes one or 2 days to go from pending to actually have the actual money in the account..and it takes 1 day to transfer money from checking to ED....what should I do any suggestions? thanks

[mrvirgo]

Re: ING Direct vs Emigrant Direct Bank

CJsoccerchic:
Neither HSBC nor ED let you know your daily interest. They only post at the end of the month. Too bad; it's a really nice feature apparently provided only by ING.

[BTC]

Re: ING Direct vs Emigrant Direct Bank

CJsoccerchic:
Neither HSBC nor ED let you know your daily interest. They only post at the end of the month. Too bad; it's a really nice feature apparently provided only by ING.

Maybe the expense of maintaining that feature is the reason ING no longer offers competitive rates.

[sweeps]

Re: ING Direct vs Emigrant Direct Bank

Maybe the expense of maintaining that feature is the reason ING no longer offers competitive rates.

LOL

[BTC]

Re: ING Direct vs Emigrant Direct Bank

For anyone interested, I initiated a manual transfer to my ED account yesterday. The amount was credited to my account today, so I'm assuming that it's earning interest even though it won't clear my checking account until tomorrow.

I really wish HSBC was as timely.

[okaythen]

Re: ING Direct vs Emigrant Direct Bank

just got an email from ING "Annual Privacy Policy Notification" did anyone else get it also

[GrimJack]

Re: ING Direct vs Emigrant Direct Bank

Thank you Ken.

Warren Buffet has a pretty good rule he tells people.

Rule#1 Don't lose money.

He named his company after his worst mistake - apparently BH lost him a bundle.

GrimJack

[mrvirgo]

Re: ING Direct vs Emigrant Direct Bank

okaythen, i got the same privacy notification notice. It's nothing important; just some form they are required to send. I deleted it.

[wyett3]

Re: ING Direct Bank vs Emigrant Direct Bank

ING offers a competitive 4.0%, has an extremely user friendly site and offers a bonus. For those who would like a free $25, simply <a href="http://www.savingadvice.com/forums/showthread.php?t=12132">click here</a> where you can use a referral link immediately. You must be a US resident to qualify. There isn't an easier way to earn $25 for 10 minutes work.

Note: The $25 is only available with an invite from a friend and can not be received if you sign up directly from the ING site without using a referral link. There is now a <b>$250 minimum deposit</b> to qualify for the $25 bonus. If you want to open an account to get the good interest rate but only want to initially deposit $1 to open the account, you can do so immediately at the <a href="http://www.dpbolvw.net/click-1120978-10281102" target="_top" onmouseover="window.status='http://www.ingdirect.com';return true;" onmouseout="window.status=' ';return true;">ING Direct Website</a><img src="http://www.ftjcfx.com/image-1120978-10281102" width="1" height="1" border="0">

Emigrant Direct pays 4.5% and does not currently offer an "official" sign up bonus program, but you can <a href="http://www.savingadvice.com/forums/showthread.php?t=12224">earn a $10 or $20 Emigrant Direct bonus</a> by signing up through us.

Too bad I didn't find this site sooner... Anyway I had signed up on an ING referal link a few years back and then found the Emigrant folks with a higher rate and moved everything over there. ING has thus closed me out. I thought ING had gotten enough business that they closed out there signup and referal bonus program. I guess not; I wonder if they'd give me another signup bonus? :

[sweeps]

Re: ING Direct vs Emigrant Direct Bank

FYI -- ING is going up to 4.15%. Still not very impressive. But those who are die-hard ING fans should be happy.

[CJsoccerchic]

Re: ING Direct vs Emigrant Direct Bank

I am - but still not happy enough - the really is shabby - i thought they would at least match 4.5

[mrvirgo]

Re: ING Direct vs Emigrant Direct Bank

I guess ING got the message about 4.0 but 4.15 isn't going to stop the flow of money outof people's accounts into other on-line banks. Hopefully after May 10th, they will join the others who are offering competitive rates. Too bad because I really like ING.

[mom-from-missouri]

Re: ING Direct vs Emigrant Direct Bank

May not seem impresive to some of you, but is to me. In my town, our banks pay around 3%, one even pays under 2%. Thats why I use ING.

[SuzeOFan]

Re: ING Direct vs Emigrant Direct Bank

Hey I'm not disappointed at all!

And when I close my E.D. account tomorrow, I know I'll be much happier!

After having to have to change my password some 8 times now (no lie) just to access my account, I can appreciate even more the *SERVICE* ING provides.

[BTC]

Re: ING Direct vs Emigrant Direct Bank

It's disappointing that ING won't at least match the higher yields that some of their larger competitors offer.