And in the gripe about other people category---

[kealina]

Re: And in the gripe about other people category---

to follow up on my earlier post, i'm glad i found this place... we're saving really intensely and it's hard when people are telling you to get out and have a little fun because we're young... sometimes i wish i wasn't so polite and could say something back but nope, i was raised a good kid...i'd honestly rather struggle now than later... it's much easier to go from having a little to having more than the other way around...
even tho DH and I are both savers, our families did their finances the opposite way around.... when we were little my family didn't have much and his family had plenty....now that we're grown my family is comfortable and his family isn't and from seeing both sides i think it's better this way...

the funny thing is, FIL was telling us "you guys are young and you should go out and have some fun"... then we got some gift certificates... for my birthday, my mom gave me a $100 certificate for a really nice steakhouse... when FIL asked where we went to dinner and we told him he was like, "isn't that place kind of pricey? i mean, i never even went there"....
oh well... i just let it go since after that he stopped telling us to go out more...

[cicy33]

Re: And in the gripe about other people category---

well, on a happier note. We once wanted to buy a house but couldnt afford the closing or the down payment and the girl that was selling took out a second loan with us for that amount and so we paid her and the bank every month until she was paid off. I hope to be able to do that for someone someday. She took a chance on us. She loaned us about $5000 and we had a loan paper we wrote up between us and all that. I was so grateful and she was my first priority! even before the light bill sometimes. We are still friends.

[Ima saver]

Re: And in the gripe about other people category---

WE did the same thing, we sold a condo and the young man didn't have the down payment, so we wrote up some paper work and loaned him the money. It worked out ok and he did pay us back.

[markio26]

Re: And in the gripe about other people category---

its amazing who will pay a personal loan back and who will not.. we were silent partners a few years ago on a pizza store... he decided to quit...had marital problems.. could not concentrate.. anyway, two years later, after endless excuses, he cashed out his 401k and paid us, plus interest i insisted on of 5%...
sister was married to a car dealer/junk yard owner.. we have bought 4 vehicles, and loaned them over $13,000 a hit.. they paid us back, but, my dad told me, not to loan them anymore money before he died.. and i stopped.. they owed money to my dad's estate and had to pay it.. we hardly talk anymore.. it was all about money and they used to vacation on us, at the island a few times a year for free too.. now, all of that has stopped.
loaned money to sorry nephew, everyone thinks alot of... he paid one payment back.. forgave him the loan.. bought his car another time, kept it a year, gave it back to him.... always giving him handouts and xmas gifts for his family.... too sorry to work... last i heard of him this year, he is living in a camper inside the junkyard, next door seperate property.
when i was young i loaned money to boyfriends, never paid fully... or moved on, i was just used, so, naive... believed everything.
it is best to not loan....

[tgavin71]

Re: And in the gripe about other people category---

I don't lend money to anyone. People may think I'm stingy or uncaring but giving money doesn't solve any problems. I am more than happy to offer assistance in any way I can but not financial.

[Snoopy2645]

Re: And in the gripe about other people category---

I HAVE Tried way too many times to help people out & it never works out most recently was the babysitting for my "friend"/single mom but she took advantage of it she asks me about everyday to babysit now when I havent even done it in over a year!! The last time she brought the kids with no diapers or anything & left them for along time!! I luckily have a daughter the same age so had diapers & all of that but after that I said screw this!!

I do when I can give to homeless shelters & our church when they take donations & stamp out hunger days & things like to people I will never meet KWIM I would rather help a stranger!!!

[scrava]

Re: And in the gripe about other people category---

WOW. I can't believe how lucky you were and how kind this person is.
Sometimes I like to take a chance on people, too. Give them the benefit of the doubt, kwim?
Others around me always FREAK OUT though and call me naive when I do this, though.
Oh well. The good in my life def. out weights the bad. I'm ok w/ my
decisions.

well, on a happier note. We once wanted to buy a house but couldnt afford the closing or the down payment and the girl that was selling took out a second loan with us for that amount and so we paid her and the bank every month until she was paid off. I hope to be able to do that for someone someday. She took a chance on us. She loaned us about $5000 and we had a loan paper we wrote up between us and all that. I was so grateful and she was my first priority! even before the light bill sometimes. We are still friends.

[Thrifty Ray]

Re: And in the gripe about other people category---

When we were dating, I loaned my now-DH $360....he paid me back $180 and then we got married....to this day it is a standing joke that he married me to get out of paying off that debt!! And that we stay married just so he doesnt have to pay it back.!! lol

[miclason]

Re: And in the gripe about other people category---

Well, I'm being burnt RIGHT NOW...I was stupid enought to take out a phone line IN MY NAME to put in my cousin's house...her son abused the line by making international phonecalls (1 to 2 hours EVERY DAY for 1 month)...the bill is $1,000 ...of course, she cannot pay it...but, of course, she's up-to-date with her Internet and cable TV bill! ($50/month)...because 1. "that keeps DS inside the house" and 2. "cable TV is the only enterntainment I have and it wouldn't be fair to disconnect it"...and, so, I have to find ways to cut MY expenses and those of MY child to pay for THEIR phone bill??...I imagine that is VERY fair in their minds, since I have a steady income and everything, and she doesn't because she's self-employed!

[Ima saver]

Re: And in the gripe about other people category---

Boy you are being burnt right now!!!

[rob62521]

Re: And in the gripe about other people category---

My DH's close relatives are always pleading poverty. They used "mom" to the biggest extent possible while bragging they never had to touch their savings while he was on strike. Before the strike, he was always borrowing money from DH and he made more than DH did! He recently sold property for a large profit. Yet, when they took at trip to Vegas, they complained there was nothing to do! All they do is complain that they didn't get enough money for the property. So, although they have used and abused family, they are not happy. What goes around comes around!

[Ima saver]

Re: And in the gripe about other people category---

I honestly do believe that, " what goes around comes around"