The Saving Advice Forums - A classic personal finance community.

Have you ever been scammed?

Collapse
X
 
  • Filter
  • Time
  • Show
Clear All
new posts

  • Have you ever been scammed?

    Who here has been scammed? Could be any amount...big or small. What technique was used by the scammer?

    Once on ebay and once on amazon...I dont really count those though. Theyre both breeding grounds for strange things. I did receive my money back luckily. Im talking about real legit scams.

    Back when I had dial up there was this pyramid scheme going around online...you paid money then had to click on ads each day...I think within 8 or 10 days you could cash out. I lost $80 doing that one time...site just vanished.

    My grandparents western unioned around $1500 to bail their "grandson" out of jail who was in Mexico, lol. They went back to the bank to get another $2,000 to send but the bank made them call a family member to check. Turns out grandson wasnt even in mexico...who knew? If it wasnt for the bank they would have drained their account...scary stuff. Even the person at walmart tried talking them out of sending it but they demanded it be sent.

    My grandparents are semi hard of hearing. When they answered the phone the scammer said "hey grandpa...this is your favorite grandson." Of course they responded with "is this "John Doe" in which the scammer replied yes. Hook, line..sinker. At that point it was a done deal. They told grandparents not to tell anyone and how embarrassed they were to be thrown in jail...and needed some bail money..etc etc. Pretty effective to say the least. To this day they claim he sounded exactly like "john doe" (name not disclosed for privacy) and cant believe it wasnt him.

  • #2
    Originally posted by rennigade View Post

    My grandparents western unioned around $1500 to bail their "grandson" out of jail who was in Mexico, lol. They went back to the bank to get another $2,000 to send but the bank made them call a family member to check. Turns out grandson wasnt even in mexico...who knew? If it wasnt for the bank they would have drained their account...scary stuff. Even the person at walmart tried talking them out of sending it but they demanded it be sent.
    This happened to my grandmother-in-law. She thought it was her grandson-in-law. That family is so insane, I think they still believe to this day that he was the one that stole her money. I can understand Grandma's disbelief about the whole situation, and how it's easier to believe that your grandchild married someone evil than it is to believe that you fell for something so stupid. I just don't understand why everyone else feeds her delusion. The story she got was more believable. He was up north for an interview and needed money for some reason. Car broke down? Wallet got stolen? I don't remember. It was somewhere that he had talked about relocating. The scammers got lucky, though is probably not a huge stretch for San Francisco (anyone my age has probably thought about locating up north, where you can actually afford housing). The story wasn't that far fetched, except for the part where he asks "fixed income Grandma" to help him out. I am sure "needing thousands of dollars" was also pretty ridiculous, given the story.

    Comment


    • #3
      I fell for the sales pitch for a whole life insurance policy years ago when I was young and stupid.

      Once I realized I had been scammed, I cancelled the policy.

      A couple years later, there was a huge class action lawsuit against the insurance industry for perpetrating that scam and I received a nice settlement that pretty much reimbursed me for what I had paid in.

      Unfortunately, that lawsuit didn't change a darn thing and the scam is still going on every single day.
      Steve

      * Despite the high cost of living, it remains very popular.
      * Why should I pay for my daughter's education when she already knows everything?
      * There are no shortcuts to anywhere worth going.

      Comment


      • #4
        I bought a timeshare once. One of my dumbest not the dumbest but up there on the scale. LOL. Sigh I was young and dumb. It actually wasn't expensive itself the time share it was the annual fee and not using it.
        LivingAlmostLarge Blog

        Comment


        • #5
          $20 at a bank parking lot, dude with a briefcase showed me his car with a broken out window, said someone stole his wallet and now he can't get home, no gas, said he would send the money to me, never saw it


          A "friend" I hadn't seen in over 20 years calls out of the blue, turns out he has a once in a lifetime business opportunity, only $500 to get in, its a MLM company, went to a couple meetings and my $500 rode off into the sunset

          Moms cousin gets a call telling her she won the lottery and all they need is her SS. she coughed it up and incurred $35k in credit card charges, they opened up a bunch of accounts


          Multiple "friends" that I've loaned $20, $50, $100, $200, $300 and never got it back, that's why I don't have friends now
          retired in 2009 at the age of 39 with less than 300K total net worth

          Comment


          • #6
            Originally posted by 97guns View Post
            Multiple "friends" that I've loaned $20, $50, $100, $200, $300 and never got it back, that's why I don't have friends now
            I would push back on that one. Friends don't ask for "loans". I have plenty of friends. None has ever asked me for money.
            Steve

            * Despite the high cost of living, it remains very popular.
            * Why should I pay for my daughter's education when she already knows everything?
            * There are no shortcuts to anywhere worth going.

            Comment


            • #7
              Originally posted by 97guns View Post

              Moms cousin gets a call telling her she won the lottery and all they need is her SS. she coughed it up and incurred $35k in credit card charges, they opened up a bunch of accounts
              Im not sure how identity theft works but did they actually have to pay the $35k? I hope not.

              Comment


              • #8
                Lending money to friends and not getting paid back imo is worse than a scam. Those are people you thought actually cared about you but in reality they never did. Its like a gut punch realizing you were used by someone you were close to.

                Comment


                • #9
                  Originally posted by rennigade View Post
                  Im not sure how identity theft works but did they actually have to pay the $35k? I hope not.
                  Not sure, she turned her entire finances over to her daughter to untangle the mess and it's not talked about anymore, pretty sure it is not resolved yet, it was about 1 year ago
                  retired in 2009 at the age of 39 with less than 300K total net worth

                  Comment


                  • #10
                    I don't recall the details as it's been many years but my aunt got scammed in a pyramid investment scheme. She put up a modest amount of money and got a good return, so she put up more and more and, of course, ultimately lost it all.
                    Steve

                    * Despite the high cost of living, it remains very popular.
                    * Why should I pay for my daughter's education when she already knows everything?
                    * There are no shortcuts to anywhere worth going.

                    Comment


                    • #11
                      yes. But the main thing is you pay with a credit card, so you're able to dispute the charge and get your money back. If you pay with debit or cash, you're SOL

                      Comment


                      • #12
                        Originally posted by ~bs View Post
                        yes. But the main thing is you pay with a credit card, so you're able to dispute the charge and get your money back. If you pay with debit or cash, you're SOL


                        I've had this happen too but didn't post it because I really didn't get scammed, bought 5oz of gold off eBay for $6700, when the package arrived it was a dollar store calculator. Looked at the guys feedback and the negatives were rolling in, he must of sold over 20 lots
                        retired in 2009 at the age of 39 with less than 300K total net worth

                        Comment


                        • #13
                          Originally posted by 97guns View Post
                          I've had this happen too but didn't post it because I really didn't get scammed, bought 5oz of gold off eBay for $6700, when the package arrived it was a dollar store calculator.
                          Why do you say you didn't get scammed? Sure sounds like it to me. I'm assuming you got your money back, which is great, but it was still a scam.
                          Steve

                          * Despite the high cost of living, it remains very popular.
                          * Why should I pay for my daughter's education when she already knows everything?
                          * There are no shortcuts to anywhere worth going.

                          Comment


                          • #14
                            Originally posted by disneysteve View Post
                            Why do you say you didn't get scammed? Sure sounds like it to me. I'm assuming you got your money back, which is great, but it was still a scam.

                            Yes, money was disputed and resolved in my favor, In my eyes: if it didn't impact my bottom line I did not get scammed, it was a scam yes, did I get scammed? Again in my eyes no
                            retired in 2009 at the age of 39 with less than 300K total net worth

                            Comment


                            • #15
                              Originally posted by 97guns View Post
                              Yes, money was disputed and resolved in my favor, In my eyes: if it didn't impact my bottom line I did not get scammed, it was a scam yes, did I get scammed? Again in my eyes no
                              Understood. I guess I count it as a scam even if it turned out okay.
                              Steve

                              * Despite the high cost of living, it remains very popular.
                              * Why should I pay for my daughter's education when she already knows everything?
                              * There are no shortcuts to anywhere worth going.

                              Comment

                              Working...
                              X