My question to you is what brought you here? Was it issues with debt? Were you just browsing around or some other reason? My reason is I wanted to find individuals who also wanted to make more money.
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Why are you here?
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I joined about 5 years prior to retirement-- I was checking out a lot of different resources to make sure I was on the right track.
I've since retired, but I 'm still here. The advice is always very relevant to keeping on teack post retirement, too.
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Just to keep me on track. I need a constant reminder that I should save up as much as I can. My current goal is to get to $50K in liquid assets. Home equity and retirement assets don't count.
Joining this forum had got me thinking about my finances a lot more. I will be saving aggressively to meet that goal in the next 3-5 years.
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Personal finance is my *passion*. So, basically, I will never bore of reading about it or talking about it. (Though most people don't find the topic that fascinating).
I think the best thing I get out of this site is the perspective. I was in my late 20s when I first found this site, and just very used to, "What are YOU worried about money for? You have no debts and you have more than $5 in the bank." Meanwhile, a $5 net worth should not be the height of financial success.
I have really great financial mentors (much older) but just kind of missing any other relevant frame of reference. This site keeps me grounded. Reminds me we could always improve.
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I was in my junior year of college, and was just starting to learn about more advanced personal finance topics (beyond "save some money & pay off credit cards in full every month"). I found these forums, and have never looked back. I guess what I was originally looking for was to learn about budgeting & investing. Since then, I've learned alot about those topics (plus a whole lot more), hopefully helped teach some people, and enjoy it quite thoroughly.Last edited by kork13; 08-10-2013, 04:08 PM.
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When I joined SavingAdvice.com back in spring 2005, my then-husband and I were in the early stages of getting into massive credit card debt in order to stay afloat. I needed help and support and found it here. This was particularly important because it seemed that, no matter how hard I tried, I couldn't get that help and support from him.
After we separated 18 months ago, I worked very hard to create a budget for myself, to build up my emergency fund and pay down my debt. After being in some form of debt for 12 straight years, I became completely debt-free 8 months ago. Now I'm looking into possibly buying a house (my first), bulking up my retirement savings, and just generally moving on with my life.
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I found this forum while I was looking for more to read on personal finance. I like seeing various opinions on how to handle financial situations and handing out some of my own opinions when I can. But, mostly, I stick around because it keeps me humble. Relative to most of the world, I know I've got a pretty good handle on my money. But, that's setting the bar pretty low. Comparing myself to people here, I can see that I could be doing even better.
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