My question to you is what brought you here? Was it issues with debt? Were you just browsing around or some other reason? My reason is I wanted to find individuals who also wanted to make more money.
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Why are you here?
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I joined about 5 years prior to retirement-- I was checking out a lot of different resources to make sure I was on the right track.
I've since retired, but I 'm still here. The advice is always very relevant to keeping on teack post retirement, too.
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Just to keep me on track. I need a constant reminder that I should save up as much as I can. My current goal is to get to $50K in liquid assets. Home equity and retirement assets don't count.
Joining this forum had got me thinking about my finances a lot more. I will be saving aggressively to meet that goal in the next 3-5 years.
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Personal finance is my *passion*. So, basically, I will never bore of reading about it or talking about it. (Though most people don't find the topic that fascinating).
I think the best thing I get out of this site is the perspective. I was in my late 20s when I first found this site, and just very used to, "What are YOU worried about money for? You have no debts and you have more than $5 in the bank." Meanwhile, a $5 net worth should not be the height of financial success.I have really great financial mentors (much older) but just kind of missing any other relevant frame of reference. This site keeps me grounded. Reminds me we could always improve.
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I was in my junior year of college, and was just starting to learn about more advanced personal finance topics (beyond "save some money & pay off credit cards in full every month"). I found these forums, and have never looked back. I guess what I was originally looking for was to learn about budgeting & investing. Since then, I've learned alot about those topics (plus a whole lot more), hopefully helped teach some people, and enjoy it quite thoroughly.Last edited by kork13; 08-10-2013, 03:08 PM.
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When I joined SavingAdvice.com back in spring 2005, my then-husband and I were in the early stages of getting into massive credit card debt in order to stay afloat. I needed help and support and found it here. This was particularly important because it seemed that, no matter how hard I tried, I couldn't get that help and support from him.
After we separated 18 months ago, I worked very hard to create a budget for myself, to build up my emergency fund and pay down my debt. After being in some form of debt for 12 straight years, I became completely debt-free 8 months ago. Now I'm looking into possibly buying a house (my first), bulking up my retirement savings, and just generally moving on with my life.
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I found this forum while I was looking for more to read on personal finance. I like seeing various opinions on how to handle financial situations and handing out some of my own opinions when I can. But, mostly, I stick around because it keeps me humble. Relative to most of the world, I know I've got a pretty good handle on my money. But, that's setting the bar pretty low. Comparing myself to people here, I can see that I could be doing even better.
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