sry i just feel like complaing today

[SacredFaerie]

Sweet mike that's scary.

[Stuartthomas]

Those "refund anticipation" checks are really terrible. They're actually thinly disguised short-term loans. It's as bad--if not worse--than payday loans because the term is like 10 days. If you do this, you're borrowing your own money at super-high interest rates. Many consumers aren't even aware what they're using is a credit vehicle.

how can you say that payday loans are bad...have you actually used one?

[cypher1]

I consider myself pretty judgmental/opinionated most of the time, but I've learned to just keep my mouth shut about certain topics, just not worth the hassle of debate sometimes. You can give someone all the facts from your viewpoint, and if they feel still differently, that's still their opinion, which they're still entitled to. I agree $300 is definitely overkill for a 1040EZ, and I help my friends with their taxes, but you ever stop to think maybe you're co-workers don't feel comfortable sharing their specific financial info? I say point them in the direction of turbotax or taxcut, and get a nice pair of headphones to drown out any other "exciting" conversation at your table.

[bjl584]

I work with some really hard headed semi stupid people. First of all I work in electronics assembly so basically about 10 of us on my line sit around a big table putting small things together. So I am pretty much trapped. I have to listen to people who complain (yea sort of like i am- but different lol) about stupid money habits and their different baby daddys not paying or otherwise causeing them trouble. Ugg! ok I say my complaining about money is different because I actually listen (or read in this case) the advice and try to learn and improve. These people I tried to tell them that I would do there taxes for them for 10 bucks cause i took the class in college and got an a and its not like they have investment income or anything like that. Noooooo they want to pay like 300 buck to H and R block so they can go shopping the same night. Ok so what I guess the part that is more infuriating is that I can't turn them off or get away from them when i have had enough.

ok thanks for letting me vent feel free to ignore it if you want cause i know there is not a whole lot i can do about it so once in a while i complain.

I think that we all work with people like this. Some people just can't (or refuse to) do anything about the situation that they're in. It could be as easy as not going out to eat every day or not buying a new $30,000 car every two years, but for whatever reason they just can't see the forest for the trees. They spend, spend, spend, and then complain that they don't have any money.

If I were you, I would invest in an I-POD, put the earbuds in, and listen to some quality tunes while working so that you don't have to hear your coworkers complain all day.

[cschin4]

Sorry, but I wouldn't be interested in having one of my coworkers do my taxes. First, I don't like to deal and do business with people I am friends or work with. If for some reason, something didn't go right, then it would be uncomfortable, etc. Also, just because you "took a class" doesn't make you an expert or a financial professional. And, i find it distasteful when coworkers are trying to make business clients out of me. I don't want to buy your candles, go to your chef parties or buy any baskets. I also don't want to buy your kids stuff either. And, I don't want to buy your shakes, vitamins, etc.
One question, if you "get it" and doing so well, then why are you still working with people who don't? Why haven't you used your tax skills to join HR Block on a temp basis and do some work on the side to pick up some extra bucks?
Your attitude and disdain toward them is apparent and they probably sense it as well. On the other hand, there are just people whom you don't like or care for and you don't have to. You only need to go to work and do your job and be respectful. And, they don't want your financial advice. Most people don't and it isn't your job to advise them on their finances.

[bjl584]

Sorry, but I wouldn't be interested in having one of my coworkers do my taxes. First, I don't like to deal and do business with people I am friends or work with. If for some reason, something didn't go right, then it would be uncomfortable, etc. Also, just because you "took a class" doesn't make you an expert or a financial professional. And, i find it distasteful when coworkers are trying to make business clients out of me. I don't want to buy your candles, go to your chef parties or buy any baskets. I also don't want to buy your kids stuff either. And, I don't want to buy your shakes, vitamins, etc.
One question, if you "get it" and doing so well, then why are you still working with people who don't? Why haven't you used your tax skills to join HR Block on a temp basis and do some work on the side to pick up some extra bucks?
Your attitude and disdain toward them is apparent and they probably sense it as well. On the other hand, there are just people whom you don't like or care for and you don't have to. You only need to go to work and do your job and be respectful. And, they don't want your financial advice. Most people don't and it isn't your job to advise them on their finances.

Come on. There's always room for a crappy overpriced chocolate bar to support the local slot racing team. LOL