Watching Dave Ramsey right now

**sweeps** · 07-09-2008, 04:15 PM

Lol .

**maat55** · 07-09-2008, 04:50 PM

Rush Limbaugh had the same problem. The radio show is good.

**ActYourWage** · 07-09-2008, 05:50 PM

I agree the TV show is not nearly as good as his radio show.

**disneysteve** · 07-09-2008, 05:52 PM

His TV show isn't aired in these parts. Probably because we're in a relatively high COL area. I'm not sure if the radio show is carried locally. At his website, you can't find out if the show is on a station in your area without giving them your e-mail address, which is pretty sleazy if you ask me. I should be able to find out if I can listen to you without giving out personal info.

**maat55** · 07-09-2008, 06:01 PM

I've never seen the tv show, it's not on my basic cable.

**gamecock43** · 07-09-2008, 06:02 PM

Yeah, I had never seen it where I was living in FL. Just moved to MN, and it's on here. He just told a young college kid to not shop for college school loans and instead get a job and pay as she goes. End of discussion. I dont know how much I agree with that.

**gamecock43** · 07-09-2008, 06:03 PM

I hope she wasnt trying to go to Law school or med school. She may never graduate.

**disneysteve** · 07-09-2008, 06:14 PM

Originally posted by gamecock43 View Post

He just told a young college kid to not shop for college school loans and instead get a job and pay as she goes. End of discussion. I dont know how much I agree with that.

Obviously, we're not hearing all the details, but if he really said that, I'd disagree 100%.

Pay as you go is a nice concept, and it could work if you are going to a community college or possibly a state school in an inexpensive state, but most places it just won't cut it. There is virtually no way to work your way through school in 4 years, especially if you aren't living with your parents. The college I attended is about $40,000/year now and that doesn't include books, supplies and personal expenses. I have no idea how anyone could work their way through. What kind of job could you get on a part-time basis that would pay you upwards of $40,000/year and still leave you adequate time to do your schoolwork and get some sleep?

Even the local state school is $20,000/year for in-state residents ($30,000 for out-of-state students). It seems to me that people who suggest working your way through college don't really have a clue of how expensive college has become.

**maat55** · 07-09-2008, 06:19 PM

Originally posted by disneysteve View Post

Obviously, we're not hearing all the details, but if he really said that, I'd disagree 100%.

Pay as you go is a nice concept, and it could work if you are going to a community college or possibly a state school in an inexpensive state, but most places it just won't cut it. There is virtually no way to work your way through school in 4 years, especially if you aren't living with your parents. The college I attended is about $40,000/year now and that doesn't include books, supplies and personal expenses. I have no idea how anyone could work their way through. What kind of job could you get on a part-time basis that would pay you upwards of $40,000/year and still leave you adequate time to do your schoolwork and get some sleep?

Even the local state school is $20,000/year for in-state residents ($30,000 for out-of-state students). It seems to me that people who suggest working your way through college don't really have a clue of how expensive college has become.

This is one area I have to disagree also. I think people should be cautious as to how high cost their education is and even try to work some of the cost as they go, but if the degree has a good potential salary earnings, I agree with SL's. But, I also perfer that the SL's be paid for aggressively after you start to work.

My younger daughter came in a few minutes ago with her Nelnet release plaque. She paid off 10,000 in less than two years and only paid 122.00 in interest for the whole loan. She is more proud of this plaque than her degree. She went two years at our states 3rd largest four year college and then finished her associates at our local community college.

**gamecock43** · 07-09-2008, 06:30 PM

The question was aired during a "walk the street and have a random person ask Dave a question" segment. The girl simply asked, "Dave, how can I go about shopping for the best student loans?" and Dave answered, "Simple. Dont. Go to asmall college, or a community college nearby, ask your parents how much they can pay, and get a part time job to cover the rest." That was it. On to the next question.

**Snave** · 07-09-2008, 06:48 PM

I have watched and listened to Dave for quite a while. I believe in some of his concepts, but I do agree that his show isn't the most exciteing. It is the same situation over and over and over again. I know these people did not turn on the TV or radio for the very first time and call in that instant. I gurantee they have been listening for at least long enough to understand some of the concepts, yet they still call in with the same exact problems.

Caller: "Dave, I have a $40,000 truck that is only worth about $25,000 and I make about $20,000 a year. What should I do?"

Dave: "Sell th truck"

Next Caller: "Dave, I have a $35,000 car and it is only worth $20,000. I make $18,000 a year, what should I do?"

Dave: "Sell the car."

I think because the caller has slightly "different" numbers they think they might get a different answer. People, it is the same situation and he is going to have the same answer!

As for the TV show. I agree that it is worse than the radio. The TV show is just him in this booth taking calls.

**maat55** · 07-09-2008, 06:55 PM

I think he is his best when he goes on rants, he probably won't last long on tv if he doesn't start doing that. On the radio, he has good question days and bad question days, but with 3 hours you get more variety.

**LivingAlmostLarge** · 07-09-2008, 07:31 PM

College he says for graduate work go to military because they can pay for medical, law, business, etc school.

**Gruntina** · 07-10-2008, 12:11 PM

I paid for my college education as I went.

But it was not outrageous expensive as I did not attend an expensive school. I went to a 4 year state university and it averaged me around 3K a semester. (This was back in 1990's)

I do remember taking one semester off to continue working longer to save up more cash to pay for the rest.

To be honest, I was naive and didn't know what other alternatives I had at that time. I had no debts or school loans so it worked out fine.

Watching Dave Ramsey right now