Points

[jeffrey]

We have started a new point system. The points that you earn participating in the forums can be used to purchase prizes that we will be giving away (see below).

Here is how you can earn points:

20 points: Sign-up bonus
10 points: Each new thread you begin
05 points: Each time you respond in a thread
10 points: Each time you refer a member to the forums

If you see a prize that you like and have accumulated enough points, simply leave a comment in this thread saying which prize you would like. If there is information that you need to send us (such as your address so we can send you the item), please contact us at info@savingadvice.com so we can get your prize to you once you have left a comment that you want it. We will then deduct the points from your total and send you the prize - there are no shipping charges - we take care of that.

Here are the prizes that we currently have available and how many points they cost:

• $10 ING Conversion - 500 points (limit 1 at a time. When an invite has been converted, you can request a new one). Note: Unfortunately, the rate that we have been able to convert invites has slowed dramatically over the past few months meaning these invite conversions will likely not be available all the time. It is essential that you leave a comment saying that you have sent an invite. I've been receiving invites from people I have no idea who they are. If I can't match the invites sent with a comment here, they will not go up. If you sent an invite while this offer was closed, you'll need to send again and comment here again (you can tell if you invite has been listed by whether or not points have been deducted). Please send invite to info@savingadvice.com

These prizes are being given away as a thank you for participating and helping others out with their questions. If you have any questions, feel free to post them here.

Past Prizes Already Redeemed:

Living Rich By Spending Smart Book
Stay Healthy, Live Longer, Spend Wisely Book
$100 SmartyPig Gift Card
Financial Bliss Book
TaxCut Premium Software
All I Really Need To Know I Learned In Kindergarten Book

[jeffrey]

ING invites conversions are active again, but probably only for a short period of time. Comment and send if you want one converted.

[Terin]

whats ING ?

[sweeps]

whats ING ?

ING Direct Orange Savings Account

[ScrimpAndSave]

I would! Thanks!

[jeffrey]

all invites sent to me are currently up

[IVSPORT]

I just opened a WaMu savings and I'm new with finance stuff but I think it's a better deal than the Orange one. You just have to open a WaMu checking and savings account (each with a min balance of just a dollar) and you get 3.75% APY for the savings. I am planning on keeping my checking at $1 and just adding whatever I can from my paycheck into the savings. Am I missing something or is this a better deal?

[kork13]

I've heard that WaMu is teetering on some financial difficulties.... One way banks try to avert that is by offering higher rates to attract more customers (or rather, their money, e.g., liquidity). I can't say if WaMu is actually in trouble (I don't have any accounts with them and haven't looked at or paid attention to them.... others here would know better though.

[boosami]

I just sent one, Jeffrey.

[mrpaseo]

I just sent an ING Request, is this still available?

Ray

[jeffrey]

All invites that have been received are up. Thank you.

[boosami]

Just sent another one Jeffrey.

[boosami]

Question: Can you convert Electric Orange invites as well? Or is this limited to Savings?

[FrugalTexan75]

Are you still accepting invites?

[jeffrey]

Yes, still accepting invites for savings accounts