$100 Dollar SmartyPig Gift Card

[jeffrey]

This forum point prize (Not currently available)

This point prize is for $100 gift card to SmartyPig.com a new way to save money[/b].

From their press release: SmartyPig facts for you:

Opening an account on SmartyPig is absolutely FREE. In fact, you can open your account, create a goal, reach your goal, and redeem your goal, and SmartyPig won't charge you a thing.

SmartyPig savings accounts are FDIC insured, so consumers can be confident their financial information and savings are secure. SmartyPig also utilizes the services of VeriSign, HACKER SAFE and TRUSTe.
SmartyPig is the only online savings initiative that allows family and friends to help consumers reach their savings goals.

SmartyPig offers a highly competitive interest rate (4.3% APY) and will always maintain a competitive interest rate for account holders.

SmartyPig gives consumers even more for their money by offering additional incentive boosts (up to 5%) from best-in-class retailer partners like Pottery Barn, Best Buy, Royal Caribbean and Home Depot when they reach a savings goal.

SmartyPig's smart, simple and secure approach to savings teaches the benefits of good financial habits, reverses the "buy now, pay later" mentality and makes saving money a fun and easy experience..

You can read more about SmartyPig in these articles:

Social Networking Meets Savings Accounts: SmartyPig Launches this Week (NetBanker)
Economy Fitful, Americans Start to Pay as They Go - New York Times

You need to set up an account with SmartyPig (free) and then make a goal. The minimum goal is $250 That means that if your goal is $250 for something, then you enter the gift card number and deposit $150 from your bank to reach your goal immediately so the full amount can be withdrawn. At that point you can take out the money in the form of a MasterCard® debit card (which can be used anywhere) or as a gift card to one of their partnership retailers (where you earn up to a 5% bonus so it could be as high as a $262.50 gift card). These cards will be sent to you.

If you would like this gift card for free, please redeem your points here