Hi all,
I am trying to pay around $29k in consumer debt and need some advice. I have a couple of cards with high interest rates and would like to see if I can balance transfer them, but am wondering if I should wait a while longer or try now. My credit karma report showed 10 hard inquiries on it a couple of months ago. There are only 6 now. I have a BOA card with a $2500 balance on it and the interest ate is 22%. I'd really like to transfer this card, should I try now or wait longer? I have a couple of citi cards with a $0 balance and thought of calling citi to see if they would bt.
Any thoughts?
Thanks so much.
I am trying to pay around $29k in consumer debt and need some advice. I have a couple of cards with high interest rates and would like to see if I can balance transfer them, but am wondering if I should wait a while longer or try now. My credit karma report showed 10 hard inquiries on it a couple of months ago. There are only 6 now. I have a BOA card with a $2500 balance on it and the interest ate is 22%. I'd really like to transfer this card, should I try now or wait longer? I have a couple of citi cards with a $0 balance and thought of calling citi to see if they would bt.
Any thoughts?
Thanks so much.
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