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I just made my final payment today and am totally free of CC debt.
I do have a question though. I cut my cards up a long time ago, but wouldn't it be helpful to my FICO score if I have one mailed to me and use it for only gas every month? I am able and disciplined enough now to pay the balance every month.
Congrats! That's great. It's important to keep credit accounts open for long periods of time to establish at least a 2-3 year history.
Great work though. I bet many people on here wish they were in your shoes.
Credit card debt is poisonous.
I struggle in the direction of in no way carry a balance.
I only utilize it for chief purchases and pay it off at once.
I slightly do without impressive than have to carry a cc balance.
For some, though, emergencies do happen and a cc has to be used.
That is clear.
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