Finally payed off my CC debt!!!!

[fruitbowlk]

[KevinCarr]

Nice Job!

I just made my final payment today and am totally free of CC debt.

I do have a question though. I cut my cards up a long time ago, but wouldn't it be helpful to my FICO score if I have one mailed to me and use it for only gas every month? I am able and disciplined enough now to pay the balance every month.

Congrats! That's great. It's important to keep credit accounts open for long periods of time to establish at least a 2-3 year history.

Great work though. I bet many people on here wish they were in your shoes.

[BigVic]

Thanks everyone. I still have the accounts open, I just don't have the cards. I cut them up so that I wouldn't be able to touch them.

[financedope]

Dunno about the credit card, but just wanted to say major congrats on the CC debt!!!

[Ima saver]

Thanks everyone. I still have the accounts open, I just don't have the cards. I cut them up so that I wouldn't be able to touch them.

That's great!!

[atsgreig]

Congrats,

Credit card debt is poisonous.
I struggle in the direction of in no way carry a balance.
I only utilize it for chief purchases and pay it off at once.
I slightly do without impressive than have to carry a cc balance.
For some, though, emergencies do happen and a cc has to be used.
That is clear.