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Finally payed off my CC debt!!!!

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    #16

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      #17
      Nice Job!

      Originally posted by BigVic View Post
      I just made my final payment today and am totally free of CC debt.

      I do have a question though. I cut my cards up a long time ago, but wouldn't it be helpful to my FICO score if I have one mailed to me and use it for only gas every month? I am able and disciplined enough now to pay the balance every month.
      Congrats! That's great. It's important to keep credit accounts open for long periods of time to establish at least a 2-3 year history.

      Great work though. I bet many people on here wish they were in your shoes.

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        #18
        Thanks everyone. I still have the accounts open, I just don't have the cards. I cut them up so that I wouldn't be able to touch them.

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          #19
          Dunno about the credit card, but just wanted to say major congrats on the CC debt!!!

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            #20
            Originally posted by BigVic View Post
            Thanks everyone. I still have the accounts open, I just don't have the cards. I cut them up so that I wouldn't be able to touch them.
            That's great!!

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              #21
              Congrats,

              Credit card debt is poisonous.
              I struggle in the direction of in no way carry a balance.
              I only utilize it for chief purchases and pay it off at once.
              I slightly do without impressive than have to carry a cc balance.
              For some, though, emergencies do happen and a cc has to be used.
              That is clear.

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