Speaking of post-retirement income...

[riverwed070707]

Interesting. If you know you won't need even half of what you're potentially going to have coming in, why is it important to you to avoid taxes on that...

[riverwed070707]

Insurance thread and the $67k cutoff has me wondering what you're targeting as your post-retirement income?

My FIRE goals are based around...

[riverwed070707]

I've never escrowed. Don't see any reason to let a bank hold my money for me when I'm perfectly capable of making the payments myself annually/semi-annually....

[riverwed070707]

Lots of good points already made. My general thoughts on the topic:

-I've never understood why people have argued minimum wage should be...

[riverwed070707]

What's TOD? Chatted with my dad yesterday who I planned to make executor and he thinks I should also do a living trust for the same reason. Currently...

[riverwed070707]

I see where you're coming from but I'm also divorced and split 50/50 custody with her dad. The likelihood of us both dying at the same time are pretty...

[riverwed070707]

Life insurance post got me thinking that I really need to get around to creating a will. I've never had one. My assets are pretty straight forward and...

[riverwed070707]

I’m ineligible due to a preexisting medical condition. I get 1x salary though work plus DD would be the beneficiary of my 401k + houses. It’s not much...

[riverwed070707]

Wouldn’t have to do it at the same time but if I financed both, I’d definitely just keep the second as a rental. Seems the benefit of selling would be...

[riverwed070707]

My plan isn’t necessarily to buy another house when the day comes, it’s to hit the road —maybe for several years — and decide where I’d like to live next....

[riverwed070707]

If it were an option to just update the current to be comfortable, I'd be all about it. I've gone to the extent of looking into an addition and improving...

[riverwed070707]

Who's your target audience? If you're near a college or university, maybe check and see if they have housing boards? When you search in google "condo...

[riverwed070707]

Definitely something to consider with selling my current primary. Guess the upside of the inflated market is I could also sell at quite a profit between...

[riverwed070707]

Very fair point. I think what I have the hardest time letting go of is the flexibility the small house/mortgage payment gives me to deal with those sort...

[riverwed070707]

It is exactly my plan to rent it out. Always been my plan to rent it out. Doesn't change the fact that the market is inflated right now meaning houses...

[riverwed070707]

I used care credit to pay for my Lasik last August. They did a 0% for 12 months deal so I've been paying $333/mo and it will be paid just in time for...

[riverwed070707]

I've been extremely disciplined the majority of my adult life. I'm 33 and I've been aggressively working toward early retirement since I was 22. I make...

[riverwed070707]

Tenant left behind a really nice dresser. Looked kind of vintage so I decided to look it up. It’s a 60s Dixie mid century modern style. Couldn’t find...