FLA, I was also a nurse as well and got sick at around 45 and ended up on SSD.I only started nursing when I was about 33. My problem was I had had a divorce, a remarriage and another divorce in the meantime and that 4-year second marriage cost me everything I had. I went into living on half my salary and had money going into the company stock purchase plan, my IRA, a savings bond plan, no credit card debt, plus regular savings. Within a year and half of marrying this fool we were $40K+ in credit card debt, had a $100K mortgage and a $400+ car payment! Not only did I have to divorce him, I had to sell the house and so ended up following the divorce and house sale with $1000 in my pocket and all my savings drained dry and having to start all over again. A couple of years later I got remarried and then sick three weeks later. 14 years later, I'm happy to report that I have some savings again, a retirement account again. I know (or assume) we will be poor the rest of our lives, but I cherish being off that merry-go-round of craziness. I'm proud of you for your resolve to not touch your retirement money that you have worked so hard for and I hope that even if you never recover completely, that you will have days that you feel well and enjoy life.
Best wishes to you!
Best wishes to you!
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