credit cards: worth the bonus offers?

[poundwise]

Re: credit cards: worth the bonus offers?

I think anyone who is considering flying should take a look at this account opening bonus - 25,000 AAdvantage Card Bonus Mile offer

Annual Membership Fee: $85.00



This sort of thing is certainly something to look out for with 'cash back' or bonus rewards cards.

[b4freedom]

Re: credit cards: worth the bonus offers?

Also, Im sure you go to HD and lowes alot so look at the Chase Home Improvement (3%@hd, etc.)and the Home AdvantageSM American Express® Card from MBNA (5%@hd but higher limit to get 1to1 cash reward

I wish I new about the Chase Home Improvement card a year ago when I redid my kitchen. I would have received about $180 back.

[slimcustomer]

Re: credit cards: worth the bonus offers?

Annual Membership Fee: $85.00



This sort of thing is certainly something to look out for with 'cash back' or bonus rewards cards.

25,000 AAdvantage miles are certainly worth more than $85. Sometimes this card come with an offer that waives the annual fee for the first year. Regardless of what the current offer is, however, if you have a Citigold relationship with Citibank, the annual fee is waived for this card.

[poundwise]

Re: credit cards: worth the bonus offers?


If you fit the requirements and avoid the fee, then that's a different situation altogether.

Otherwise, I disagree with the valuation. However, it is not relevant to my point anyway, which is that people should make themselves fully aware of fees and stipulations for any rewards card and program. Surely you agree that is a wise course of action. That is all I was pointing out.

[poundwise]

Re: credit cards: worth the bonus offers?

25,000 AAdvantage miles are certainly worth more than $85. Sometimes this card come with an offer that waives the annual fee for the first year. Regardless of what the current offer is, however, if you have a Citigold relationship with Citibank, the annual fee is waived for this card.

If you fit the requirements and avoid the fee, then that's a different situation altogether.

Otherwise, I disagree with the valuation. However, it is not relevant to my point anyway, which is that people should make themselves fully aware of fees and stipulations for any rewards card and program. Surely you agree that is a wise course of action. That is all I was pointing out.