Can I invest $5,500 in Roth after Roll-Over?

[a.trainer]

My wife is no longer working, but when she was working her company had a retirement account. She has since rolled that retirement account into her current Roth IRA (she did this in 2018). Will she still be able to invest $5,500 in her Roth IRA for the year or 2018, or is that not possible because of the roll-over?

Also, we file taxes together, so while she is not working we have and will be filing jointly, will this still let her invest in a Roth, or must she stop investing since she is no longer personally working?

Thank you.

[Like2Plan]

The rollover is separate from contributions. So, yes your DW can contribute to a ROTH (assumes you don’t make too much income to contribute to a Roth). I believe, it is a requirement to file MFJ under these circumstances, so you’re good there, too.

[FindingFreedom]

Yeah, you should be good! So many people forget that they should still contribute to retirement for the parent is home with the kids. Kudos to you guys for maintaining that priority!