I'm really in need of some financial/life advice

[disneysteve]

I agree with you. Too many things are happening in the world, and I think that market can't be predicted. I started thinking about my finances not long time ago, and to be honest, sometimes I feel myself so uneducated, and I'm seriously thinking about talking with a financial consultant.

There is a wealth of information available online for free. A "financial consultant" is not the right answer and will just cost you money and probably result in lower investment performance. Feel free to ask questions here. There are lots of other great resources online as well.