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How much influence do you think medical debt has on credit score?

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  • #31
    Originally posted by saver17 View Post
    My credit score is in the 730's
    You might want to actually read posts before responding to them.
    Steve

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    • #32
      Originally posted by saver17 View Post
      My credit score is in the 730's
      You posted 4 days ago that it was in the 710-724 range. How did it increase that fast? Even if it is 730, that is good. It isn't great. You want to shoot for a score of 800 or more. I also forgot to mention that if your credit companies do not give you access to scoring models, you can go to Credit Karma and play around with scenarios to see how it would affect your score.

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      • #33
        Originally posted by msomnipotent View Post
        You posted 4 days ago that it was in the 710-724 range. How did it increase that fast? Even if it is 730, that is good. It isn't great. You want to shoot for a score of 800 or more. I also forgot to mention that if your credit companies do not give you access to scoring models, you can go to Credit Karma and play around with scenarios to see how it would affect your score.
        Checked it on Monday. When I posted the first score I was going by the end of February. The recent score is based on end of march.

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        • #34
          Originally posted by saver17 View Post
          Checked it on Monday. When I posted the first score I was going by the end of February. The recent score is based on end of march.
          Ah, I see. You want to be sure to keep using the same model when you check your scores, too. All 3 of your cards can be using different models and the score can vary widely. One credit card shows my score is almost 40 points higher than another. I have no idea why.

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