I am replacing my 5 year old car and buying a new one

[TexasHusker]

Thanks for all the input. I am keeping my options open to both bank and credit union auto loans. But, I began to think again because I know how fast a car's value depreciates. I have the resources but after reading everything, it seems that a vehicle is not really a good investment after all.

A vehicle is only an investment to the extent that gets you reliably and safely from point A to point B.

Everything above and beyond that is indulgence. And there is nothing wrong with indulgences provided that you count the cost.

[danielaa]

Depends on what car you're dealing with.