Would you buy pet insurance?

[Outdoorsygal]

I have insurance for my horses. It covers accidents, not routine vaccines. Have used it several times for lacerations and chokes. Horses are always getting themselves in trouble. I pay $1100/yr for 3 horses. Just one emergency visit can be $1100 so for me it is worth it. The deductible is $250 per horse.

One emergency visit is $1100? I can't get over that
Maybe watch a few youtube videos and try to do it yourself...