I Had A Hard Time Saving...

[jkl08]

I have been having a hard time trying to put any money away for the past few months. I am going to try to put a few dollars away each week. What do you think?

[rennigade]

Whenever I try to think my head hurts. Should I see a doctor op?

[clatoden99]

Behaviorally, one of the best ways to save money for the future is to review your fixed (reoccurring) expenses (monthly subscriptions, haircuts, rent, cell phone bills, insurance, etc.) and then take reasonable steps to reduce them. Most importantly you need to invest the money you saved by reducing your fixed expenses.
For example, if I spend 1 dollar on soda from a vending machine each day, I would spend about 30 dollars a month. If I buy soda in bulk instead of a vending machine I could reduce my monthly expense to 10 dollars. The key is this next step. I must invest the 20 dollars a month I save in an investment that pays a reasonable amount of interest (an IRA or 401(k) for example). Through the power of compounding interest I could have about 30,000 dollars in my investment account when I retire.
Investing small, fixed amounts over a long period of time is a great way to save money for the future.

[Augustine]

The word 'try' could mean you do not have a strong enough reason why you should be saving money, but that is a good start.

[rutgers07]

I started using a company called Digit (digit.co) They will automatically transfer a small amount of money from my checking account into one of their FDIC accounts. They are completely free and without even thinking about it I've saved up almost $80 in less than a month and can withdraw that at any time. Makes me realize how easy it can be to save a few bucks here and there without it impacting lifestyle one bit.