Its a tough question with no right answers.
When I got engaged, I started paying off my wife's cc debt.
Over the next 2-3 years, we got joined credit cards. Partly because I didn't see a point in keeping cards with high interest rates once the debt was paid off.
We combined our checking accounts (well, I added her to mine). Hers got compromised when someone tried to wire over 10k out to western union.
I'm the only earner in the family. She would love to work, but where we live now is really bad for educated people to find a job (don't mean this is bad, but most jobs just required a high school education, nothing for anyone with a college or professional degree. My wife has a JD and Masters in communication).
I've kept a few things solo. A few CDs and retirement accounts. I think I have 1 credit card that I've kept solo (oldest one I got since college). Retirement accounts are all solo (hers and mine). Thanks to an inheritance, she has the bulk of the assets in her name (per the advice of an financial advisor).
I guess it really depends on what you want to commingle and how. I've known people who kept everything separate. Others where everything is joint.
When I got engaged, I started paying off my wife's cc debt.
Over the next 2-3 years, we got joined credit cards. Partly because I didn't see a point in keeping cards with high interest rates once the debt was paid off.
We combined our checking accounts (well, I added her to mine). Hers got compromised when someone tried to wire over 10k out to western union.
I'm the only earner in the family. She would love to work, but where we live now is really bad for educated people to find a job (don't mean this is bad, but most jobs just required a high school education, nothing for anyone with a college or professional degree. My wife has a JD and Masters in communication).
I've kept a few things solo. A few CDs and retirement accounts. I think I have 1 credit card that I've kept solo (oldest one I got since college). Retirement accounts are all solo (hers and mine). Thanks to an inheritance, she has the bulk of the assets in her name (per the advice of an financial advisor).
I guess it really depends on what you want to commingle and how. I've known people who kept everything separate. Others where everything is joint.
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