I watch Suze orman - what do you think about her?

[tripods68]

Dave Ramsey is all about behavior modification. He guides you to a baby step by step from 1 to 6. He's a big believer in establishing a family budget and setting aside 3-6 of EF, and using the envelope system (groceries, utility, car maintenance, etc.). Paying off your smallest balance credit card balance using snowballing. Love Dave!

[FLA]

It may have been "Making The Most of Your Money" which has been updated to "Making The Most of Your Money Now." I read the "older" version back in my 20's and give the advice I garnered and used from that book a tremendous amount of credit for setting me on a good financial path. It is definitely a hefty read, and therefore it's not for everyone, but for those willing to put the time and effort into reading & applying the advice it can be a real life changer.

I think she is under appreciated, she doesn't have a gimmick, she just plugged along doing the hard work back when there were much fewer women in her field.

[jeromanomic]

Funnily, I was thinking about the Suzie Orman show last night, my friend and I used to like watching it.

I think it's like a speed dating version of financial planning. She gets the very basic info and gives a very quick and general opinion.

Having said that, her advice is good, and you can learn a few tips about financial management from her.

If you really want to learn, maybe get a good book on the topic

[marywantsmoney]

Welcome to the forum, marywantsmoney!

Personally, I'm more of a Dave Ramsey guy, I listen to his show most days of the week. I think I favor him mainly due to the simplicity of his plan. I don't, however agree with everything he says. For instance, draining your emergency fund down to $1,000 to pay off debt seems crazy to me and certainly would keep me up at night.

I think there are good principals to be learned from Dave and Suze both. I appreciate Dave's passion to get rid of debt and I think Suze's 6+ month emergency fund advice is sound.

The key is for you to listen and find a plan that makes the most sense for you. That's why they call it PERSONAL Finance.

Also, there are some extremely financially savvy folks on this forum. People like disneysteve and others can teach you a lot.

Thanks! You can just call me Mary.

disneysteve does seem pretty awesome. Oh! Clark Howard! What's the skinny on him?? Get it... 'cause he's skinny... bah.

[MakeAStash]

Is Suze still on somewhere? She and CNBC went separate ways, no? Like some who overdo facelifts, she's overdone her teeth, but her financial advise is mostly reasonable if brusquely delivered.

[disneysteve]

People like disneysteve and others can teach you a lot.

I totally missed this earlier. Thank you very much for the shout out.

[DecisiveParadox]

Couldnt have said it better

Never follow any financial "guru" blindly though. On numerous occasions, I have heard each of them give advice that was factually incorrect - not just something I disagree with but information that was just plain wrong. So read all you can. Ask questions places like this forum. Don't do anything that doesn't make sense to you or that you don't fully understand. And don't do anything just because some talking head on TV or the internet said to.

This is the best all round advice.
Cherry pick the good stuff.