I could use a little direction please....

[WillieGearhart]

Don't think I haven't thought of it. Problem with that is I've never missed a beat with my credit. I'm super protective of it and I don't want it killing my score or ability to buy things. Would it be smart to have a renter in There and also make my payment as usual. It'd be like double paying for a year or so...

It is a good decision of showing that you are intelligent through your mortgage.
It helps you if you make a good credit score.