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[Budgeting] Trying to build the habit

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  • [Budgeting] Trying to build the habit

    Hey guys, Ive been trying to build the habit of sticking to my budget and I think im starting to get more disciplined due to me making it more difficult to spend(cutting cards..etc) Heres my final budget that i think will work out perfect or in the area of. Does anyone see anything i can make more streamlined?


    1st - 900
    Emergency Fund: 150 - Direct Deposit

    Car Note - 150
    Insurance - 115
    credicard - 100

    Utility:
    Verizon - 115
    Direct Deposit:
    Gas - 50
    Food - 150
    -----------------------------
    Total: 830
    __________________________________________________ ___________
    15th - 900
    Emergency Fund: 150 - Direct Deposit

    Car Note - 150
    Insurance - 115
    credicard - 100

    Utility:
    cox - 60
    Direct Deposit:
    Gas - 50
    Food - 150
    -----------------------------
    Total: 775

    Mutual Fund: 50
    Short Term Savings: 150
    __________________________________________________ ___________

    Prioritys: (In Order)
    Blues Stripes
    Paying Off Credit Card: 865.91 Remaining
    Disolving LLC And Filing IRS Requires Paperwork: Est. 300$
    Car Note: Aprox. 11.5k

  • #2
    Looks good!

    Btw, what's "blues stripes"?
    Kill the debt, before it kills you!

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    • #3
      Nice Work. Keep it up.

      Comment


      • #4
        What is your net income? How much are incidental expenses? How do you pay car maintenance/ repair/registration /parking/tolls? How much are you paying in interest each month for car loan,CC etc? What do you actually spend eating out and entertainment? What have you spent since June 1 on clothes

        Would you be willing to try wwwMint.com for September - December to see where the money goes? It's free and can help ypu stick to your outline. It will feel wonderful to pay off CC and car loan.

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