Getting a Discover Card for the free FICO score each month

[Like2Plan]

Unless you're a Discover card user, what's the point if you're a saver? I'd understand the value if you're about to make a major purchase like home or vehicle where your high FICO score gives you some bit of negotiating space for interest rate.

Many places use FICO scores. An employer, for example. Renting a house or apartment.
Today, I received a homeowners insurance renewal which said the rate was based on a credit-based insurance score...

[humandraydel]

I just got my new Discover It card in the mail - they also included my FICO score (804). I was looking for a better credit card anyway, so the timing was right.

[disneysteve]

I just checked. My FICO isn't showing because I haven't used the card recently. My wife did use hers this month and her FICO is 844. I'll have to let her know she isn't perfect.

I was just looking at our accounts again to sign up for the 2nd quarter bonuses. My wife's score went up to 846 and mine is 847. I wonder if one can actually get a perfect 850.

[disneysteve]

I was just looking at our accounts again to sign up for the 2nd quarter bonuses. My wife's score went up to 846 and mine is 847. I wonder if one can actually get a perfect 850.

My wife's statement came today. Her score went up from 846 to 849. So close but still not a perfect 850.

[bennkar]

My wife's statement came today. Her score went up from 846 to 849. So close but still not a perfect 850.

Is there a reason you care about an 850 score, other than just for general amusement? I am not being snarky, but really curious is there a benefit. Personally I don't care about mine, and it just came from the IT card as 815. It could go down to 750 and I wouldn't blink an eye over it.

[disneysteve]

Is there a reason you care about an 850 score, other than just for general amusement?

Absolutely not. I just think it would be neat to see. It has no bearing at all on anything.