Yes I see now that I won't be able to open up a HSA because my Kaiser insurance is not a HDHP. I was hoping that I could take advantage of it because I am maxing out my 457 plan ($17,000) and my Roth IRA ($5500) and I have additional funds that I was looking to invest. And I'm in relatively good health (thank God) and don't need to visit the doctor except for a yearly physical exam.

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