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Hey guys. I'm currently in a situation where I can take one of two roads, I was hoping for some sound advice.
My fiance is 26, and an ultrasound technician. She currently makes $85,000 a year. I am 29, and a kitchen manager, and I make $59,000 a year. I work for a good company who treats their employees well, which can be hard to find in my line of work. So right now, we're already doing pretty well.
Recently, we took a trip up to Pismo beach in central California for vacation and we both fell in love with central Cali. I've been to northern Cali before and I love it there as well. We both live together in a city not far from San Diego. We both do not like Southern California. There are too many people. Life is just more simple up north and we both cannot imagine raising our future children in San Diego or LA.
She has an opportunity to work for the US Navy, without taking much of a pay cut, and after working with them for 5 years she is fully vested and taken care of on a pension for the rest of our lives. She also has an opportunity to take a job in central Cali for an undetermined amount (thus far).
Her taking a job in central Cali will mean that we are where we want to be, potentially for the rest of our lives. It also means she is passing up a pension and I am giving up a job where I am all but guaranteed a future promotion where I make decent money.
Houses in the area we are looking at are $100,000 cheaper than comparable houses in San Diego. Does this make it worth passing up on a pension, in financial terms?
Is it worth waiting out the 5 years and then moving? This means living in apartments for 5 more years, dealing with the things we dislike for 5 more years, perhaps waiting on having children for 5 more years. This would put us at 31 and 34, older than I imagined myself having my first kid.
Thanks for reading and I hope someone has some valuable insight.
My fiance is 26, and an ultrasound technician. She currently makes $85,000 a year. I am 29, and a kitchen manager, and I make $59,000 a year. I work for a good company who treats their employees well, which can be hard to find in my line of work. So right now, we're already doing pretty well.
Recently, we took a trip up to Pismo beach in central California for vacation and we both fell in love with central Cali. I've been to northern Cali before and I love it there as well. We both live together in a city not far from San Diego. We both do not like Southern California. There are too many people. Life is just more simple up north and we both cannot imagine raising our future children in San Diego or LA.
She has an opportunity to work for the US Navy, without taking much of a pay cut, and after working with them for 5 years she is fully vested and taken care of on a pension for the rest of our lives. She also has an opportunity to take a job in central Cali for an undetermined amount (thus far).
Her taking a job in central Cali will mean that we are where we want to be, potentially for the rest of our lives. It also means she is passing up a pension and I am giving up a job where I am all but guaranteed a future promotion where I make decent money.
Houses in the area we are looking at are $100,000 cheaper than comparable houses in San Diego. Does this make it worth passing up on a pension, in financial terms?
Is it worth waiting out the 5 years and then moving? This means living in apartments for 5 more years, dealing with the things we dislike for 5 more years, perhaps waiting on having children for 5 more years. This would put us at 31 and 34, older than I imagined myself having my first kid.
Thanks for reading and I hope someone has some valuable insight.
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