help with discount on credit

[striveoutofdebt]

I talked to a bank today and they reduced the interest from 24% down to 15% but how can I reduce further.. i have 250K personal loan and it is killing me
I am trying to get myself out of debt ASAP, sick of it all...

anyone has success even negotiating a huge discount off the principle? pls help tks

[lorraineb]

Not sure what type of information you're looking for. you need to spell out your entire current budget with debts for us to be of any help.

[woodie96]

It looks to me that they have already gave you a significant break on the account. To ask for a reduction in principle could be done, but I doubt it can be achieved.

What about refinancing the personal loan with a different lender to try to lower the APR a little more?