Citi Diamond Preferred Rewards Card

[sweeps]

Re: Citi Diamond Preferred Rewards Card

Walmarts and Targets are rarely eligible for the 5%.

Certain grocery stores that offer general merchandise (such as Meijer) ARE eligible for the 5% though. That's been great for me.

The money order approach sounds like a good idea, but I think you'll find you'll be charged either a convenience fee or a cash advance fee. Otherwise the merchant would lose a lot of money in transaction fees.

[twoanddone]

Re: Citi Diamond Preferred Rewards Card

I have a Dividend card through Citi bank and just got a balance increase so I called yesterday to transfer over a higher rate cc balance. I didn't use much so I wouldn't utilize over 30% of the balance and the guy on the phone asked if this would pay the other card off I said no but I don't want to max out my card. He says oh okay.

This morning I have an email welcoming to the Diamond Preferred Rewards card saying my card should be in the mail. It provided a different account number than I have on my other card. I only applied for one. WHile I don't mind getting another great card it kinda makes me wonder where it came from??? Did this maybe happen to anyone else?

[eisor]

Re: Citi Diamond Preferred Rewards Card

I have the Citi mtvU Platinum Select Visa. It is a student card, but it uses the same rewards program (ThankYou Network). Instead of getting 5 points at the grocery store, gas stations, etc. I get 5 points at restuarants, bookstores (including my college bookstore), movie theaters, video rental stores and music stores. This works great for me because I spend over $400 a semster in the bookstore and I spend lots at restaurants (I don't have a meal plan). I can also get up to 2000 points a semester (2 semesters a year) for getting good grades.

I'm thinking about trying to get the Driver's Edge student visa as well, because it gives 5 points at grocery stores and gas stations. So, then almost all of my major purchases will earn me 5 points. And the points from both cards can go into the same ThankYou Network account.

If you are a student, I strongly suggest this card!

[DivaJen]

Re: Citi Diamond Preferred Rewards Card

I applied this morning for the Citi cashback card. I will be glad to be done with the other one! I can't cancel it yet, as we need to use it for the hotel we booked using a reward certificate, but after that it is history.

[JoyJoy]

Re: Citi Diamond Preferred Rewards Card

I heard today that the Chase Rewards Plus Card, which also gives 5% on gas, grocery and drugstores and 1% on everything else, gives you a $600.00 yearly rebate limit, compared to Citi Dividend and Chase Cash Plus card. The structure is a little different however.

[DivaJen]

Re: Citi Diamond Preferred Rewards Card

The new Citi card arrived today and I have officially begun using it. Once I close the old card, I'll look into applying for the Chase dividend card, to have a backup if/when we hit the $300 max on the Citi card.

Thanks, everyone, for the great input on all of this. It has been a very helpful thread for me.

[DivaJen]

Re: Citi Diamond Preferred Rewards Card

I've got a question:

The dividend card is supposed to pay 5% on groceries, drugstores and gas, right? When I look at my unbilled activity online and check my current reward activity, it's being calculated at 1%. Will this change as my unbilled activity becomes billed or something?

[sweeps]

Re: Citi Diamond Preferred Rewards Card

Jen, yes, it only shows 1% until you get your bill. But even when you get the bill, it doesn't break out for you which purchases were 5%. You have to kinda figure out by looking at the total points earned during the period.

[DivaJen]

Re: Citi Diamond Preferred Rewards Card

OK, good to know. Thanks

[flash]

Re: Citi Diamond Preferred Rewards Card

The dividend card is processed similarly to the point reward programs, liek MyPoints, Club Mom... where you don't get the points until the transaction is processed through and received. So, if you cancel a purchase, return it, etc., it won't get credited and uncredited.

This thread is a bit confusing, though, the reward cards are different from teh dividend cards.