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All eggs in one basket is not a great scenario in these uncertain economic times.
DH and I also both have pensions, that are probably as safe as you can get, and we do intend to stay with these jobs, but nothing is guaranteed.
Who knows what opportunity may come up in the future -- for example, if there is a good position place else and we would have to move to take it.
BTW state governments do have layoffs and cuts, much more so than federal. And while your state might be doing well now, who knows in 20 years.
So we max out ROTHes every year and contribute to his TSP and consider it a minimum that is required.
DH and I also both have pensions, that are probably as safe as you can get, and we do intend to stay with these jobs, but nothing is guaranteed.
Who knows what opportunity may come up in the future -- for example, if there is a good position place else and we would have to move to take it.
BTW state governments do have layoffs and cuts, much more so than federal. And while your state might be doing well now, who knows in 20 years.
So we max out ROTHes every year and contribute to his TSP and consider it a minimum that is required.
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