Just looking for advice on biggest areas for improvement in your opinions? I have been using my surplus (including a bonus in Feb) to pay extra above what is listed for my SLs.
Total Income 3,804
Total Expenses 3,529
EF @ $7600
SL Balance @ $34,090 @ 6.8% (started at $46,200 in Dec
)
No car loan
25 years old & single
Roth IRA ~$293 (Amount to receive maximum company match)
Salary (After tax/IRA/insurance) 3,250
Parents (Goes to student loan pmt) 554
Rent 799
Garbage 52
Electricity Bill 90
Comcast (TV/internet/Landline) 123
Groceries 250
Dog Expenses 75
Car Insurance 85
Student Loan (parent contrib.) 532
Student Loan (my contrib.) 605
Eating Out 150
Netflix 8
Dog Daycare 370
Cellphone 40
Gas (at the highest) 150
Discretionary 200
Total Income 3,804
Total Expenses 3,529
EF @ $7600
SL Balance @ $34,090 @ 6.8% (started at $46,200 in Dec

No car loan
25 years old & single
Roth IRA ~$293 (Amount to receive maximum company match)
Salary (After tax/IRA/insurance) 3,250
Parents (Goes to student loan pmt) 554
Rent 799
Garbage 52
Electricity Bill 90
Comcast (TV/internet/Landline) 123
Groceries 250
Dog Expenses 75
Car Insurance 85
Student Loan (parent contrib.) 532
Student Loan (my contrib.) 605
Eating Out 150
Netflix 8
Dog Daycare 370
Cellphone 40
Gas (at the highest) 150
Discretionary 200
Comment