please recommend rewards CC

[Gina23]

FYI, I get back an average of about 22 dollars per month in rewards on Chase Freedom if anyone was following this.

[Jack2012]

Wheeeeeeeeeeeeeeeeeee! I just applied $209 dollars to my statement balance due to the kickback promotion from Chase Freedom. Now that's something to cheer about!

that's good... i'm a little bit restrained... so i tried once and i thought that the benefits were not that good.. so i decided to stop... do you all recommend me something in special?

[Slug]

that's good... i'm a little bit restrained... so i tried once and i thought that the benefits were not that good.. so i decided to stop... do you all recommend me something in special?

Huh? Can you rephrase the question?

[J.Apple902]

Chase Freedom is a perfect starter rewards card

[greenskeeper]

My only CC is a discover card, they pay me hundreds of dollars a year to use their card. I don't know what the exact % works out to be, since they have 1% on everything and various promotions during the year.

[rennigade]

Last year was a good year for cc rewards.

southwest deal, $69 annual fee...received $625 in giftcards...already cancelled card

citi card, no annual fee, spend $2500 in 3 months...received $550 in gift cards...already cancelled card

marriott rewards card, $85 annual fee, first year waived, 50k points, 1 free night at category 1-5 each year. Going to AK next year, will use points/free night on 3 nights at hotel saving me $750...hotels are really expensive in AK during the "tourist" season. I will be keeping this card. $85 annual fee makes up for a free night at a marriott each year.

[orenwach]

Wheeeeeeeeeeeeeeeeeee! I just applied $209 dollars to my statement balance due to the kickback promotion from Chase Freedom. Now that's something to cheer about!

Can you elaborate on how you got that bonus?

[thesmartnickel]

I would recommend American Express Blue Cash which has 3% groceries, 2% gas, and 1% everything else without an annual fee. If you spend a lot on groceries and gas, the preferred rewards mentioned earlier may be worth it despite the annual fee.

Beware of Discover's UP TO 1% cash back on everything else. I believe they only pay you like .25% up to $3500 and anything after that limit is 1% cash back.

Ditto previously people on Chase Freedom. They also give you some bonus points if you hold a checking account with them (like an extra 10 points per transaction).

Citi Dividend Visa is another "1% on everything and 5% cash back on rotating categories" card.

[J.Apple902]

What's the best travel rewards card which has $0 annual fee?

[Slug]

What's the best travel rewards card which has $0 annual fee?

I think you should be open to the fee quite honestly. The sign on bonuses and annual points gift that you get basically pays off the fee. With my Marriott card, the fee is $85 but it comes with a free night certificate so it's easily offset as soon as I travel. Don't just dismiss a card because it has a fee. If you want to play the game, you definitely have to do the math. Otherwise just stick to a cashback card and make it easy. No harm in that.

[JoshuaHeckathorn]

What's the best travel rewards card which has $0 annual fee?

The Capital One VentureOne Rewards card is a good option if you're serious about not paying an annual fee. The sign-up bonus is only 10,000 points right now (worth $100), but you'll get 1.25 miles for every dollar spent, there's no foreign transaction fees which is especially nice when traveling, and the points are very easy to redeem.

[J.Apple902]

Yeah as a newly working professional who will at most fly 2 or 3 times a year and almost never stay in hotels, I don't think I can financially justify any travel card which applies fees. However, if there are cards like the Marriott one which you mentioned Slug, which pays for itself easily, I should look into that

[feh]

bummer

Received notification yesterday that the Sallie Mae Visa is going away (subsumed by Barclay's MasterCard, IIRC). Not too happy after just making the change to Sallie Mae 4 months ago. Haven't dug into the details, but I assume the 2% rewards are history also.

[Slug]

Received notification yesterday that the Sallie Mae Visa is going away (subsumed by Barclay's MasterCard, IIRC). Not too happy after just making the change to Sallie Mae 4 months ago. Haven't dug into the details, but I assume the 2% rewards are history also.

Link?

[feh]

I don't have a link; I received notice via snail mail.