How do you remember to pay bills?

[jteezie]

I have everything paid automatically on credit cards which then automatically pays from my checking account. I check for fraudulent charges once a quarter by logging into my accounts and browsing all my statements. There's no need for spreadsheets because my credit card statement keeps track of it all.

Why this works for me. I naturally keep track of my money in my head and never spend more than I earn. If my checking account gets too high, I transfer the money elsewhere o I keep my spending down because this lower account amount limits how much I can pay for with credit cards.

[jteezie]

PS. Student loans following you forever is a good thing. It means you'll never need a fixed credit account (mortgage, car loan, etc) to boost your credit history.

Besides it is probably really bad practice to even have bankruptcy to erase all your debts be a fallback plan. Not to mention it avoids social responsibility. You should always be responsible for your own debts (if you buy into/believe in our economic system).

[KiwiJo09]

I have a special bill calendar and I write them (company and $$) on the calendar on the date it should be mailed, or if online, the date to pay it.

That. I do that.