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Originally posted by Mr Nice Guy
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In reality, even making a once a year lump sum contribution over the course of your working years still qualifies as dollar cost averaging. Instead of once a month or once a quarter, it is once a year for 20 or 30 years. I've still got 15-20 years before retirement. By that time, I really don't think that it will matter whether I made this year's contribution all at once or spread it out over a few months.Steve
* Despite the high cost of living, it remains very popular.
* Why should I pay for my daughter's education when she already knows everything?
* There are no shortcuts to anywhere worth going. -
Head's Up: There have been several articles in newspapers and magazines telling us the banks are about to gouge on charges, increasing existing fee and creating new charges so watch details. It pays to be flexible and change banks as increased charges add up quickly and have potential to become substantial when multiplied by 12 months. If you can trust enough to use a virtual bank, it isn't absolutely necessary to go to a brick 'n' mortar bldg.Comment
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