credit card question

[disneysteve]

Without Best Buy line, why would there be a higher probability of getting raise in capital one limit?

Closing the Best Buy line would decrease OP's open credit lines by $1,000. That ought to make him more eligible for a higher line with another card.

[minnie1928]

I think, there will be a credit inquiry regardless OP asks capital one to increase limit or apply for new card.

I would ask capital one to increase my limit. And if it doesnt happen, I would go ahead and apply for new credit card. In my exp, citicards offer highest credit limit with good reward cards to choose from. I would apply for a reward card from citi.

A credit inquiry, yes. I was coming from the average account length perspective. A new card would bring with it a trade line that has no history, while an increased limit would have no impact on history length.