New Credit Card, Moving to Another Branch

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Hello:

Could anyone please help me with the following: I have a reasonable credit history and score, however, in my report I see that in order to make it better I'm suggested to open more revolving accounts (so far I have only one credit card. I'm thinking to have another one. The thing is that I'm moving out of town where I live now in nine months from now and I wonder about the following - if I open a new credit card now and then move out to another branch of the same bank, will it be reagrded by the credit agencies that I have open a new account once I moved or they will treat it as same account? I don't want to open too many new credit cards in a short period of time...

Thanks a lot for your help!

[littleroc02us]

Keep the credit card and don't open anymore.

My wife and I only have one credit card that we use for Gas and Groceries and pay it off each month. We have a mortgage and no debt. Our credit scores are great. Pay more attention to just eliminating your debt, pay your bills and use the credit card sparingly and pay it off right away.

[JoshuaHeckathorn]

FICO scores like to see that you can manage multiple revolving credit accounts. Opening additional accounts will likely improve your credit utilization too, which accounts for about 30% of your credit score. Your total available credit will increase when you get the new card, and then as long as you keep your monthly spend about the same, your utilization ratio will drop. To maximize your FICO scores, you want to be using about 10% or less of your total available credit each month.

If you open a new credit card now, and then move, your account will remain the same. It won't be regarded as a new account just because you moved. All you'll need to do is provide your credit issuer with an updated address for your account and you can continue to manage it just as you always have. Make sure you set everything up so you can manage the card online - you don't want to be dealing with lost/delayed statements in the mail.

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littleroc02us and JoshuaHeckathorn thank you very much for your take. It was really helpful.