If this is your first visit, be sure to
check out the FAQ by clicking the
link above. You may have to register
before you can post: click the register link above to proceed. To start viewing messages,
select the forum that you want to visit from the selection below.
I went to Bankrate.Com and used their FICO calculator. I scored between a 780 and an 830. I guess I'll get an actual score when I get a free credit report.
Last FICO check for me was 716. But I have been told that this score will rise now that my credit card debt is gone and all monthly expenses are paid at the end of the month.
I have not had this card a year yet...so my future FICO is looking bright!
Only 756, due to the fact that I opened a couple of new cards this summer, so history with any one card was short. It will probably get worse because I'm planning to cancel the card I've had the longest early next year.
Last I checked, 770. It fell 3 points this past month for some reason, but I'm hoping it'll go back up (my score is up and down sometimes). I have Providian credit card, and they provide my credit score monthly free of charge when I check on my account online.
Your free government credit report from Experian, TransUnion and Equifax will not contain a credit score. It will be just the report. You will have to pay between $5 - $10 to get your real score.
Nonetheless, if feels good when you see that your accounts are in good standing.
Comment