car insurance in PA

**Seeker** · 09-09-2010, 12:01 AM

Originally posted by vincewyman View Post

Have just shifted to PA. What are good liability amounts to keep on my car insurance here? Which insurance company is popular here? Looking forward for some feedback on this.

The best feedback will be local feedback (ie from your friends, neighbors, co-workers, etc.) that also live and work near you. Insurance agents "define" your insurance experience always; some are better than others, even under the same name Company.

As far as liability, that too depends on factors that you have not defined. Age of auto? Do you own it or are you paying a loan on it? Do you have other property you might want to protect from lawsuits if you are at fault for an accident? State laws for minimum insurance coverage may also apply.

The below may help:

FCIC: Nine Ways to Lower Your Auto Insurance Costs

Consumer Action Handbook - Pennsylvania State Services

**wars2** · 09-09-2010, 02:03 AM

[QUOTE=Seeker;269550]The best feedback will be local feedback (ie from your friends, neighbors, co-workers, etc.) that also live and work near you. Insurance agents "define" your insurance experience always; some are better than others, even under the same name Company.

As far as liability, that too depends on factors that you have not defined. Age of auto? Do you own it or are you paying a loan on it? Do you have other property you might want to protect from lawsuits if you are at fault for an accident? State laws for minimum insurance coverage may also apply.

i agree with you.

**bjl584** · 09-09-2010, 05:31 AM

I would do some footwork and call around to compare rates. There are a lot of factors that go into your rates.

**vincewyman** · 09-13-2010, 03:33 AM

I think I�ll call around and start checking.

**jimmyengland** · 09-13-2010, 06:54 PM

i live in pa, i use allstate. i have had geico and erie before but allstate seems like the winner to me.... i have 1 vehicle 100k/300 coverage with 2 drivers its ~550 per yr. i have had no accidents knock on wood and my deductable is 500 but with there program where they lower ur deductable every 6 months its now at a 100 bucks.... also use them for home owners insurance think i have about 140k in coverage on that and its ~275 per yr. not sure how this compares to others but alot of factors go into this age, vehicle etc etc so its prob going to be a case of comparing appples to oranges. good luck

car insurance in PA