I recently satisfied a “Civil Judgment” in full. I just viewed a copy of my credit report, and it reports that I still owe several thousand dollars on this judgment. The credit statement also states that the estimated date that this item will be removed is in 2012. My questions is this: If I report to the credit agencies that I have satisfied the debt, will it change the estimated date of removal?
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I would definitely take the necessary steps to make sure the CRAs are reporting the judgment as satisfied. Doing so will in no way change the date that it should fall off your credit reports.Rock climber, ultrarunner, and credit expert at Creditnet.com
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