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30 year guaranteed term life insurance?

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  • 30 year guaranteed term life insurance?

    what is a 30 year guaranteed term life insurance?

  • #2
    I think that is pretty self-explanatory. It is a term life insurance policy with a term of 30 years. The "guaranteed" portion I would have to assume is the Guaranteed Insurability Rider which makes it so that after the 30 year term in up, you can renew and be guaranteed insurability. Under normal circumstances, in that 30 years you could be become seriously ill and the insurance company would not renew due to pre-existing condition, so the rider is a way to protect against that from happening. Has an agent recommended this policy?
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