Tweet
There's a reason why credit monitoring companies are springing up across the country — and why so many of us are using them. I personally think it's a money well spent just to have an "extra set of eyes." You can only check your credit report 3 times a year for free. (annualcreditreport)
-
-
I have it and will continue to have it at least until my joint debts with an ex-wife of mine are paid off. This way I have an instant alert the minute she defaults on a payment.
However once those are paid off and I'm current, I personally plan on paying (I think 5 - 10 dollars per company) to have my credit "frozen". I can still use any current credit cards and whatnot, but no NEW credit can be opened without me calling to "unfreeze" it. I think those are the terms they call it by. Not like I need to apply for credit "on impulse", so I'll have time to call and unfreeze it before I start looking around for a car, a house, etc. etc.Comment
Comment